Insurance Requirements

A Vacation Rental Policy with Additional Insured or Additional Interest is required under all Vacanza Stays’ programs. This Insurance policy replaces the property owner’s current homeowners or landlord policy. It is written as a business policy, giving the short-term vacation rental owner comprehensive coverage for their home, contents, commercial business liability, and business income. It also includes personal liability when the short-term or vacation rental “doubles” as the owner’s residence.

The challenge was quadruple use or occupancy of the properties, as most vacation rental properties are used for commercial short-term rental use, personal use, are at times unoccupied, and some have guests or tenants for over 30 days. This policy covers you and your property for all four uses.

Please make sure your agent includes the following within your policy:

  1. Liability coverage includes property damage and public liability coverage, with a liability of not less than $500,000 per occurrence and $1,000,000 aggregate.
  2. The policy must include “Additional Insured” or “Additional Interest” endorsement for “Vacanza Stays.”
  3. Mailing address: Vacanza Stays, 78010 Main Street, Suite 201, La Quinta, CA 92253
  4. Fax: (760) 469-4966
  5. Email:
  6. Declarations Page can be faxed to us at (760) 469-4966 or emailed at

Preferred Insurance Agent:

Robert Stowe

Robert Stowe